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Trucking

Trucks, products and employees are constantly on the move. In fact, motor vehicles transport goods and people more than 2.9 billion miles on the road, each year. Whether you are a manufacturer or a wholesaler/distributor delivering products via your own fleet of commercial vehicles, an over-the-road trucker carrying cargo across the country for others you need an insurer whose deep transportation expertise can keep you on the road. We offer the full package of coverages for almost any type of trucking risk, plus additional coverages like unlimited towing, financed lease value, and pet coverage, along with a single deductible at no additional cost.

Who Needs Truckers Insurance?

Professions that commonly need cleaning insurance include:

Manufacturers

Retailers

Wholesalers

Distributor

Cargo theft in the United States is a $15 to $35 billion business. In 2020, the average number of thefts per year increased by 29.26% while the average value per load increased by 19.42% with an average value of $166,000. Theft is not the only risk, cargo faces a number of exposures that can result in damage while in a warehouse or in transit.

Cargo theft can impact almost any supply chain across the globe. Get an understanding of the cargo theft threat variables such as the commodity type that is being shipped, the regions it may pass through, and even the time and day of the week can help protect your cargo and your business.

Insurance for your property while it is in transit on your own vehicles or through a public or contract motor carrier, rail or air carrier. Our transportation policy will keep your business operating in the event of a loss while we determine the extent of the carrier’s legal liability. This coverage is vital to businesses utilizing just-in-time delivery methods.

We offer the full package of coverages for almost any type of trucking risk, plus additional coverages like unlimited towing, financed lease value, and pet coverage, along with a single deductible at no additional cost.

All the coverage options that truckers need

Limits up to $2 million—plus, we transmit state and federal filings promptly to get your customers in business fast.

Covers the value of the cargo they haul as well as additional costs such as debris removal, earned freight charges and more—with separate limits and no additional deductible.

Provides truckers with a temporary rental if their vehicle is down due to a covered cause of loss—or we’ll pay the daily maximum limit to cover expenses if they can’t work.

Meets a trucker’s contractual requirement for GL, which pays for damage caused by them when they’re not driving.

When truckers are under permanent lease to a motor carrier that provides their Primary Liability coverage, NTL provides liability coverage while they use their truck for most nonbusiness, personal use.

Many business partners require that for-hire risks carry excess liability coverage for all vehicles in service to their business, whether owned by the business or not.

Provides legal liability protection for a loss due to accidental breakdown of refrigeration or heating units.

Plus, easily write these physical
damage coverages, too

Heavy Truck
Businesses

Truck that keep
Businesses Moving

BUSINESS AUTO AND CONTRACTOR PROGRAMS

HEAVY TRUCK PROGRAMS

TRUCKS

BUSINESS AUTO
PROGRAM

Broad variety of vehicle types used in many industries

CONTRACTOR
PROGRAM

Vehicles used in contractor businesses

FOR-HIRE TRANSPORTATION PROGRAM

Freight trucks that haul goods for others

FOR-HIRE SPECIALTY
TRUCK PROGRAM

Work trucks focused on specific niches or hauling for others

TOW
PROGRAM

Tow trucks with hooks (wreckers) and rollbacks (car carriers)

BUSINESS AUTO
PROGRAM

Broad variety of vehicle types used in many industries

CONTRACTOR
PROGRAM

Vehicles used in contractor businesses

FOR-HIRE TRANSPORTATION PROGRAM

Freight trucks that haul goods for others

FOR-HIRE SPECIALTY
TRUCK PROGRAM

Work trucks focused on specific niches or hauling for others

TOW
PROGRAM

Tow trucks with hooks (wreckers) and rollbacks (car carriers)

TRUCKS

STAKE BODY TRUCK

CAR CARRIER OR ROLLBACK

CATERING TRUCK

CEMENT MIXER

DELIVERY
VAN

DUMP
TRUCK

FLATBED TRUCK

FOOD
TRUCK

BOX OR STRAIGHT TRUCK

BOX OR STRAIGHT TRUCK

BUCKET TRUCK

BUCKET TRUCK

CAR CARRIER OR ROLLBACK

CATERING TRUCK

CEMENT MIXER

DELIVERY
VAN

DUMP
TRUCK

FLATBED TRUCK

FOOD
TRUCK

PICKUP WITH FIFTH WHEEL HITCH/ HOTSHOTTER

PUMP
TRUCK

REFRIGERATED TRUCK

STAKE BODY TRUCK

STEP
VAN

TANK
TRUCK

TOW TRUCK OR WRECKER

TRUCK TRACTOR

PICKUP WITH FIFTH WHEEL HITCH/ HOTSHOTTER

PUMP
TRUCK

REFRIGERATED TRUCK

STAKE BODY TRUCK

STEP
VAN

TANK
TRUCK

TOW TRUCK OR WRECKER

TRUCK TRACTOR

TRAILERS

AUTO HAULER

BOTTOM OR SIDE DUMP TRAILER

BULK COMMODITY TRAILER

CONCESSION TRAILER

DRY FREIGHT TRAILER

DUMP BODY TRAILER OR TRANSFER BOX

POLE TRAILER

REFRIGERATED TRAILER

TANK TRAILER

AUTO HAULER

BOTTOM OR SIDE DUMP TRAILER

BULK COMMODITY TRAILER

CONCESSION TRAILER

DRY FREIGHT TRAILER

DUMP BODY TRAILER OR TRANSFER BOX

POLE TRAILER

REFRIGERATED TRAILER

TANK TRAILER

RAG TOP TRAILER

FLATBED TRAILER

FLATBED TRAILER

GOOSENECK TRAILER

HORSE TRAILER

LOGGING TRAILER

LOW-BOY TRAILER

TILT TRAILER

TRAVEL TRAILER

RAG TOP TRAILER

FLATBED TRAILER

FLATBED TRAILER

GOOSENECK TRAILER

HORSE TRAILER

LOGGING TRAILER

LOW-BOY TRAILER

TILT TRAILER

TRAVEL TRAILER

UTILITY TRAILER

UTILITY TRAILER

DEBRIS REMOVAL

FRONT LOADER

GARBAGE TRUCK

ROLL-ON VEHICLE

FRONT LOADER

GARBAGE TRUCK

ROLL-ON VEHICLE