For your equipment

What is It?

Inland Marine insurance is property coverage for material, products or equipment that moves or is transportable, and/or is instrumental in transportation or communication. This type of policy also typically covers property that is owned by someone else but stored at the policyholder’s location.

What Does Inland Marine Cover?

Inland marine insurance covers products, materials and equipment when transported over land, via truck or train, or while temporarily warehoused by a third party. Collisions and cargo theft are the two most frequent causes of inland marine losses.

Inland Marine insurance typically covers:

Property that is being transported.

Property that moves or will be moved between locations.

Computer, television, video, sound or radio equipment.


Medical diagnostic equipment.

Party and special event equipment.

Fine art and collectibles.

Bridges and radio towers.

Trade show exhibits.

Solar panels and wind turbines.

Miscellaneous property.

What do you need to consider?

If your business frequently ships products or equipment, you may want to consider purchasing inland marine insurance. This type of coverage is especially important if you ship high-value products or materials, which are often excluded from basic property coverage. Inland marine insurance can cover a wide range of specialty equipment and products, including:

It’s important to consider the nature of your business operations. While it was developed to protect against losses while shipping goods, Inland Marine insurance may protect your business against a myriad of other property damage risks. Some of these include:

Bailee’s customer coverage

This is designed to protect your business from liability if a client’s’ property is damaged in your care, like if you operate a repair shop.

Builders’ risk

During construction projects, builders’ risk can protect the structures and materials used.

Exhibition and fine art coverage

If a valuable piece of artwork is on display, in transit, or on loan, exhibition and fine art coverage is designed to protect it.

Installation floater

This can cover goods from damage once they’re loaded on a truck until they are put to use.

Motor truck cargo coverage

When your business is transporting goods or delivering them to a client, this coverage can protect goods from damage.