Transportation
Auto
Car insurance helps protect your financial well-being if you’re in a covered accident. Instead of paying for costly injuries or damaged property by yourself, your auto insurance steps in to pay for some or all of the loss. You can customize what and how much your insurance covers, giving you flexibility to build a policy that satisfies your needs.
Car insurance, specifically liability coverage, is required in nearly every state, so you’re financially protected if you’re responsible for someone else’s injuries or property damage. With additional coverages, your auto insurance can also help pay to repair or replace your vehicle. If you’re thinking about insurance costs, there are ways to get cheaper car insurance without compromising on your coverage.
Liability coverage pays for property damage and injuries you cause to others while driving. It also covers court and attorney costs.
Comprehensive coverage repairs or replaces your vehicle if it’s damaged due to theft, vandalism, hitting an animal, fire, or acts of nature. You’re also covered for any glass damage. Collision coverage pays for damages to your vehicle if you’re in an accident, regardless of fault.
Uninsured/underinsured motorist coverage (UM/UIM) pays for your injuries and damaged property if you’re hit by a driver with little or no car insurance.
These coverages help protect you, your passengers, or other people on the road in the event of an accident.
Bodily injury liability
If you cause an accident and someone is injured, this coverage can help pay their medical bills and loss of income.
Property damage liability
If you cause an accident, this coverage helps pay for damages to another person’s vehicle or property.
Personal injury protection
Learn about PIP coverage and how it may keep you covered in the event of an accident.
Medical payments
Also known as med pay, helps pay medical costs for you and your passengers in the event of a covered auto accident.
Boats/Watercraft
Boat insurance is mandated in only a few states but, if you’re financing your watercraft, you’re typically required by your lender to carry comprehensive and collision coverage. Additionally, if you dock your boat, your marina may require you to show proof of liability coverage.
Get a boat insurance quote and discover competitive rates on the coverage you need. Our affordable policies help you keep your boat protected on the road and on the water. Before your next outing on the water, make sure you have the best coverage for your needs. Our policies include comprehensive, liability and coverage options at affordable rates, so you can customize the protection you need for your boat and your passengers.
If you cause an accident with your boat and someone is injured, this coverage can help pay their medical bills and loss of income.
This coverage helps pay for damages to another person’s vehicle or property, if you cause an accident with your boat. Pollution liability coverage and wreckage removal are included.
Collision pays for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment if you’re in a covered accident with another boat or object.
This coverage can help pay for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment from losses other than collision. This includes damage from fire, theft or storms.
Helps pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an uninsured or hit-and-run boater.
Could pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an underinsured boater.
Med pay can help cover medical bills if you or others are injured while operating or occupying your boat.
Motorcycle
When it comes to your motorcycle and your passengers, you need the best motorcycle insurance to stay protected on the road. Motorcycle insurance can cover collision damage costs, medical payments, theft, covered natural disaster damages and more
Basic motorcycle insurance coverages
If you cause an accident and someone is injured, this motorcycle insurance coverage can help pay their medical bills and loss of income.
Collision coverage may be required if your vehicle is financed or leased.
Also known as “other than collision,” this motorcycle coverage can help pay for damage to your vehicle from vandalism, theft, weather events and falling objects.
Uninsured motorist insurance may help protect you against drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers or your motorcycle. This coverage is often paired with underinsured motorist coverage, which is similar, but for situations where the other driver’s insurance will pay for some of the damages. Such coverage may also protect you from covered hit and run accidents. Each state has its own uninsured motorist laws and such coverage is subject to policy coverage provisions and limits.
Also known as Personal Injury Protection (PIP), med pay can help cover medical costs related to an accident, regardless of who’s at fault.
RV
Owning an RV can be a rewarding experience. It should also be a safe one. Make sure your RV is covered with the right RV insurance policy during weekend road trips and long family vacations. We offer dependable coverage for RVs, motorhomes, campers & travel trailers at rates that fit your budget. We also offer coverage for RV owners who make an RV their home. What RV insurance covers depends on the type of policy you select. RV insurance coverage options include liability, collision, comprehensive and more
Basic RV insurance coverages
If you cause an accident with your boat and someone is injured, this coverage can help pay their medical bills and loss of income.
If you cause an accident, this coverage helps pay for damages to another person’s vehicle or property. Most states require liability coverage.
Regardless of who’s at fault, collision pays for damage to your RV or motorhome if you’re in an accident with another vehicle. Collision also covers RV or motorhome rollovers. If you finance or lease your vehicle, collision may be required.
Also known as “other than collision,” this coverage can help pay for non-collision damage to your RV. This includes damage from vandalism, theft, failing objects, fire, storms, floods and certain other natural disasters
This RV coverage helps protect you against drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers or your RV. This coverage may also protect you from covered hit-and-run accidents. Each state has its own uninsured motorist laws. Coverage is subject to policy coverage provisions and limits.
Protect yourself against underinsured drivers. Each state has its own uninsured motorist laws. Coverage is subject to policy coverage provisions and limits.
No matter who’s at fault, med pay can help cover medical bills for you and your passengers if your RV is involved in an accident.
Antique
We love classic cars just as much as you do. That’s why with the Progressive Classic Car by Hagerty® program, you can take your car out for a spin without any fixed mileage restrictions. And if you join the Hagerty Drivers Club, you can also get 24/7 roadside assistance for lockouts, battery jumps, tire changes, and more. Hagerty’s mission is to keep your vintage car ready for the road, whether you’re headed to a car show or just out for a weekend drive.
The age range of a classic car is often between 25–50 years old. However, there is no definitive age that makes a car a classic. Different states have different requirements for defining a vehicle as a classic, which may factor in age, weight, usage, or manufacturing.
With Hagerty, you’ll enjoy more protection for your ride and the way you want to cruise. Just get a classic car insurance quote today and gain the peace of mind that comes with these specialized policy features.
Collision
Although classic cars aren’t for daily use, accidents can still happen. Whether it’s a collision with another vehicle or another object, your classic car policy may reimburse you for the damages.
Theft
In the unfortunate event that your classic car is stolen, collector car insurance can cover you up to the Guaranteed Value® of your vehicle.
Other damage
Unexpected damage such as fire and vandalism may be covered under your classic car insurance policy as well.
